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Mortgage Calculator

Estimate monthly payments, total interest paid, and see the full amortization schedule for a home loan.

Inputs

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Formula Used

M = P * [ r(1 + r)^n ] / [ (1 + r)^n - 1 ]

Frequently Asked Questions

A down payment is the initial upfront payment made when purchasing a home, typically expressed as a percentage of the total purchase price.

Shorter terms (like 15 years) mean higher monthly payments but lower total interest paid over the life of the loan compared to a 30-year term.

Mortgage interest is calculated monthly based on the remaining principal loan balance and your interest rate.

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